Investment management & Financial consulting

UDB Financial

Market Commentary

See what is happening in the markets this week.

February 21, 2017

MARKET COMMENTARY
 
 
Up!
 
Four major U.S. benchmark stock indices closed at record highs for four consecutive days during Valentine’s Day week, reported Financial Times (FT).
 
To date, positive corporate earnings and robust investor confidence have offset fiscal and political uncertainty and helped push U.S. stock markets higher, said sources cited by FT. With 82 percent of companies in the Standard & Poor’s 500 Index reporting, corporate earnings are up 4.6 percent for the fourth quarter of 2016, and the Investors Intelligence Advisors Sentiment survey showed bullishness at a 12-year high last week, according to CNBC.com.

While bullish performance is welcome by stock investors, a Barron’s article titled, ‘Memo to Investors: What Goes Up Must Come Down,’ listed the responses of traders at a firm whose chief market strategist asked: read more

January 2, 2017

OUTLOOK 2017: GAUGING MARKET MILESTONES



Stock markets, bond markets, the economy, policy — some years they push and pull on
each other lightly as markets follow their own path; in others, one influence, such
as monetary policy, dominates. But sometimes, often following a period of change, understanding
the pushes and pulls and how they interact becomes a key to reassessing market dynamics
for the next year and beyond. READ MORE

February 1, 2017

UDB FINANCIAL MONTHLY FOCUS

Does Your Portfolio Reflect Your Risk Tolerance?


When it comes to investing, many people associate risk with losing money. But investing entails different types of risk. Understanding each type -- and the potential return associated with your retirement portfolio -- can help you determine whether your investments are appropriate for your situation.

Stocks historically have exhibited the highest level of market risk -- or the potential that an investment may lose money in the short term. Over long periods of time, however, stocks have outperformed both bonds and cash investments.1  This risk/return tradeoff may influence how you allocate your investments. For instance, consider weighting assets that you intend to keep invested for 10 years or more toward stock investments.

Bonds carry their own risks -- credit risk, or the possibility that a bond issuer could default on interest and principal payments; and interest rate risk -- the chance that rising interest rates could cause a bond's price to fall. Ascending interest rates historically have influenced the prices of bonds more directly than the prices of stocks.1  When short-term rates are on the rise, investors may sell older bonds that pay a lower rate of interest -- causing their prices to fall -- in favor of newly issued bonds that pay higher interest rates. On the plus side, bonds historically have exhibited less short-term volatility that stocks, although past performance is no guarantee of future results.

 


                    Congratulations!!!                                      20 UNDER forty                                       2016 Award Winner
Award given by the Town Talk of Central Louisiana
                  

• Lori Decker,

Financial Consultant

Press Releases
31
Aug
UDB Financial Attends National Financial Services Industry Conference

Michael Upton, Jeff Draughon, Brian Flynn, Stan Bollinger, Lori Decker, Tony Ragusa, Bradley Secrest & ...read more

07
Jul
Jeff Draughon of UDB Financial Honored for Charitable Work with Baptist Medical & Dental Mission International BMDMI

Jeff Draughon, owner/financial consultant for UDB Financial, and a volunteer for Baptist Medical & Dental ...read more

News
  • Dec 07
    - UDB Financials newest employee Christopher Daigrepont honored as a speaker at his LC commencement on December 10th.
  • Aug 31
    - UDB Financial Attends National Financial Services Industry Conference
  • Jul 07
    - Jeff Draughon of UDB Financial Honored for Charitable Work with Baptist Medical & Dental Mission International BMDMI

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